Get the industry’s most powerful no-code Loan Origination System for future-proof, profitable MSME lending
Build, launch, and innovate at speed with CredAcc’s next-gen Loan Origination System
CredAcc offers a highly configurable MSME loan origination system that personalizes and streamlines the entire lending process. Our software is designed for banks and NBFCs, automating everything from origination and document digitization to approval, funding, and management in a paperless, workflow-driven environment for deploying a wide range of MSME loan products.
A Loan Origination System tailored to your MSME loans
CredAcc's no-code loan origination system is flexible, user-friendly, and adaptable to your unique lending strategy. Whether you need an out-of-the-box solution or a customizable platform, CredAcc provides the best of both worlds to meet the diverse needs of lenders across all products and channels.
Term Loans
Unsecured Business Loans- - GST-based
- - banking-based
- - Financial-based products
- LAP (Loan Against Property)
Working Capital
- CC (Cash Credit)
- OD (Overdraft)
- Demand Loans
Supply Chain Finance
- Distributor Finance
- Inventory Finance
- Supplier or Vendor Finance
- PID (Purchase Invoice Discounting)
- SID (Sales Invoice Discounting)
- Retailer Finance
- Factoring
Loan Origination System for efficient management of every stage of the loan lifecycle
Enable simplified digital applications, faster credit, frictionless closings, and lower OPEX & credit-loss rates. Rapidly create, test, and launch new products directly to customers with CredAcc’s loan origination system.
- Digital onboarding
- Loan origination with configurable digital application journey
- Configurable workflow management
- Digitized KYC and KYB
- Embedded tax, GST, banking, and other data sources
- Fraud prevention
- Spreading & underwriting
- Automated decisioning engine
- Rule based offers, risk scoring, decision trees
- Loan amount eligibility calculations and credit checks
- Digital signing, closing, and booking
- Analytics and reporting for better insights
- Integration with your core system for seamless and live transactions
Highly configurable Loan Origination System with intelligent lending modules
CredAcc’s loan origination system enables lenders to underwrite MSME loans smarter and faster compared to traditional cloud lending systems. It’s also DIY- simple, comes with pre-built data integrations, and integrates with legacy software.
Why lenders choose CredAcc’s Loan Origination System
CredAcc’s Loan Origination System streamlines MSME lending, making underwriting faster, cheaper, and more accurate. Backed by senior credit and risk teams with extensive experience in managing large MSME portfolios, our platform integrates real-world lending expertise to optimize operations, reduce defaults, and drive efficiency across the loan lifecycle.
Digitized loan processes
to reach a larger market with faster loan approvals and reduced operational costsAccurate underwriting
using multiple data sources, AI, and RPA, ensuring better decision-makingReduced time to market
for flexible and relevant products, allowing quicker deploymentMicroservices architecture
that is scalable, fault-tolerant, and flexible for decoupling componentsCloud-native platform
offering superior security and scalable solutions tailored to your needsData insights
through interactive dashboards for enhanced business intelligence and analyticsRich experience of integration
with existing lending systems via APIs, keeping customization simple and cost-effectiveNext-gen, cost-effective solution
with advanced technology and low ownership costs, leveraging a no-code platformCertified information security compliance
with ISO 27001, CISA, and CICRA, ensuring top-level data protectionFAQs
A Loan Origination System automates every step, from application to disbursement, enabling you to close more loans in less time while improving accuracy and customer satisfaction. CredAcc’s LOS is a no-code platform designed to streamline the loan application and approval process for MSME lenders.
CredAcc’s advanced LOS accelerates the loan approval process by automating credit assessments, documentation, and workflows. This reduces manual errors, speeds up decision-making, and ensures faster disbursement, enabling you to process and close more MSME loans efficiently.
Yes, CredAcc's LOS supports a wide range of MSME loan types, allowing you to manage various lending products, including Supply Chain Finance, Term Loans, and Working Capital.
Absolutely. CredAcc’s no-code LOS is fully customizable, allowing you to tailor workflows, processes, and features to meet your unique lending requirements with ease.
Our system is designed to be highly user-friendly, with intuitive navigation that minimizes the need for extensive training. We offer comprehensive support and training to ensure smooth adoption by your team.
Yes, CredAcc’s LOS offers seamless integration with your current systems, allowing you to enhance your operations without the need for extensive infrastructure changes. Its flexible architecture ensures smooth compatibility with core banking and CRM systems.
Yes, CredAcc’s LOS is certified with ISO 27001, SOC2, CISA, and CICRA and is built with high-level data security protocols, ensuring that sensitive borrower information is protected throughout the entire loan origination process. Our platform is compliant with industry standards and regulations.
