Get the industry’s most powerful no-code Loan Origination & Management Software Platform for Loan Against Property
Key features: Loan Against Property lending automation with no-code
CredAcc offer pre-built product configurations so lenders can use as is or build on – get the best of both without the delays and costs of traditional development
No-code configuration
Adapt workflows, rules, and approval processes easily without coding, allowing quick adjustments to meet evolving lending policies and market demands.
Automation-driven quick approvals
Accelerate LAP approvals with automation, enabling faster sanctioning without compromising on thorough underwriting standards
Comprehensive credit assessment
Perform traditional, in-depth credit assessments tailored for LAP, balancing rigorous evaluation with speedy decision-making
Customer-led journeys
Facilitate borrower-led onboarding for seamless verification, data aggregation, and reduced processing time, enhancing borrower satisfaction
Digital data processing
Leverage digital data integration to collect and analyze borrower information efficiently, ensuring accurate and real-time assessments
Automated document generation & E-signing
Streamline the loan process with automated document creation and digital signing, reducing paperwork and simplifying compliance
Integrated verification tools
Utilize digital verification tools for identity, income, and other key data points, ensuring a secure and efficient origination process.
Key features: Collateral Module
Flexible Loan-to-Value (LTV) configuration
Cross-collateralization support
Highly configurable collateral module
Integrated valuation portals
CERSAI-ready compliance
Efficient collateral activation workflow
Detailed exposure analysis
Automated renewal tracking
User-friendly mobile appIntelligent infrastructure powering end-to-end Loan Against Property
The CredAcc platform is flexible, easy to use, and designed to fit your unique lending strategy. Whether you need a complete, out-of-the-box solution or a highly customizable platform, CredAcc is here to provide the best of both worlds to meet the diverse needs of lenders across all products and channels.
Digital onboarding
- LAP origination with configurable digital application journey
- Configurable workflow management
- Digitized KYC and KYB and fraud prevention
- Embedded tax, GST, banking, and other data sources
- Spreading & underwriting
- Automated decisioning engine
- Rule based offers, risk scoring, decision trees
- LAP amount eligibility calculations and credit checks
- Digital signing, closing, and booking
- Analytics and reporting for better insights
- Integration with your core system for seamless and live transactions
One-stop, full-service platform for end-to-end LAP automation
CredAcc’s enables lenders to underwrite loans smarter and faster compared to traditional cloud lending systems. It’s also DIY- simple, highly configurable, comes with pre-built data integrations, and integrates with legacy software.
Why CredAcc - cost-effectively increase Loan Against Property financing
CredAcc solves critical pain-points for lenders making it faster, cheaper and more accurate to underwrite and originate Loans Against Property
