Get the industry’s most powerful Loan Management System for end-to-end MSME loan management : Servicing, Collections, and Payments
CredAcc’s Loan Management System Software is a flexible, and easy-to-deploy solution. Having capabilities ranging from automating disbursements, calculations, and notifications to managing overdue loans and collections, it enables lenders to enhance operational efficiency and reduce costs. With seamless configurability and compliance, CredAcc supports smooth repayment processes and helps reduce defaults while improving portfolio performance. Its advanced analytics, adjustable automation levels, and powerful reporting tools empower lenders to optimize resources, manage employee roles, and strengthen business operations.
A Loan Management Software tailored to your MSME loans
CredAcc's digital-first, cutting-edge loan management system is user-friendly and adaptable to your unique lending strategy. It offers rich configurability, supports diverse variants, and empowers lenders to innovate rapidly with their product offerings.
Supply Chain Finance
Distributor Finance
- Inventory Finance
- Supplier or Vendor Finance
- PID (Purchase Invoice Discounting)
- SID (Sales Invoice Discounting)
- Retailer Finance
- Factoring
Term Loans
- Unsecured Business Loans
- - GST-based
- - Banking-based
- - Financial-based products
- LAP (Loan Against Property)
- Pre-built accounting ledgers for accurate financial management
- Automated interest calculations to eliminate manual errors
- Flexible repayment options, including moratorium periods and debt restructuring
- Automated, in-depth reports for clear insights into overall business performance and customer-specific data
- Early warning systems and borrower monitoring aligned with your institution’s policies for proactive risk management
- Streamlined collections with automated due date reminders, fee management, and live loan performance tracking
- Compliance safeguards to ensure adherence to regulations and prevent malfeasance
- Configurable rule engines for loan monitoring, collateral setup, interest structures, and recovery policies
- Tailored settlement management with flexible payment frequencies and tranche settlements
- A single platform that enhances the experiences of agents, borrowers, and back-office teams
- Easily deployable and adaptable to fit existing loan management system workflows or replace legacy systems
Key Benefits of CredAcc’s Loan Management System
Backed by experienced credit and risk teams, CredAcc’s Loan Management Software optimizes operations, reduces defaults, and enhances efficiency across the post-disbursal loan lifecycle.
FAQs: Loan Management System and Loan Management Software
A Loan Management System, LMS, is a comprehensive digital solution designed to manage the entire post-loan disbursal process – it streamlines and automates key functions such as loan servicing, debt management, collections, compliance tracking, and reporting.
A Loan Management Software boosts efficiency by automating repetitive tasks, reducing errors, and improving risk management. It enhances compliance with regulatory standards and offers borrowers a better experience with faster approvals, self-service options, and flexible repayment terms.
Yes, a versatile Loan Management System LMS can support different loan types, including MSME loans, supply chain finance loans, term loans, and more. It is customizable to meet the unique requirements of various lending products.
With real-time analytics and insights, a Loan Management Software enables lenders to monitor loan performance, analyze borrower behavior, and detect risks early. It helps implement proactive measures to reduce defaults and manage credit risks effectively.
Modern Loan Management Systems are equipped with advanced security measures such as encryption, secure access controls, and multi-factor authentication to safeguard sensitive borrower data and comply with data protection regulations.
Yes, an efficient Loan Management Software integrates seamlessly with other platforms such as Loan Origination Systems, Customer Relationship Management tools, accounting software, core banking software and more, creating a cohesive loan management system workflow.
A Loan Management System simplifies the loan process for borrowers by offering user-friendly features like self-service portals, automated reminders, and real-time tracking. Borrowers can easily apply, upload documents, and monitor repayments online, improving convenience and transparency.
A Loan Management System Software automates compliance by generating required reports, maintaining accurate documentation, and ensuring loans adhere to legal and regulatory guidelines. This minimizes the risk of non-compliance and keeps lenders up-to-date with current regulations.
While most Loan Management Systems in India are designed to be intuitive, some training is recommended for seamless adoption. Providers typically offer onboarding support and training sessions to ensure users can effectively navigate the system.
