CredAcc LOS & LMS features

Originate. Underwrite. Service.

Easy Discovery and Integration

Fully Automated Screening

Intelligent Underwriting

All In One

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Features

Our end-to-end SMB lending platform helps you onboard customers from any source with easy API integrations. Customize and automate customer ID verification workflows. Underwrite with confidence using industry best data sources and ready-to-use credit policy and rule configurations.

Choose from a wide range of repayment frequencies, amortization methods, interest calculation methods, and charges. Integrate quickly with any existing software to help you build innovative products with customized and affordable modules

Automate origination
processes with easy
integration

CredAcc's digital lending platform integrates all your origination sources through simple APIs by connecting with your existing apps.

Delight your customers

Small business owners can apply for loans and track their loan progress directly on your mobile or web app with CredAcc integration.

Empower your teams

Align your sales, operations, and customer relationship teams on one digital platform with dedicated apps and a CRM tool with real-time updates.

Allow team members to iterate new products, workflows, and credit rules without writing a single line of code.

Grow business with partners

Quickly launch new sales partnerships with brokers, sales partners, CPAs, and financial advisors using the CredAcc integrated channel management module.

Identify and verify
fraud with fully
automated screening

CredAcc’s digital lending platform comes with a ready-to-use
comprehensive identity verification and fraud detection solution that is easily
configurable to suit the business requirements.

Reduce fraud with pre-built
verification sequence.

Customize and automate your workflow to include CredAcc’s pre-integrated ID check capabilities for instant KYC authentication

Run deeper identity checks in a single click with our in-built automated web search tool. Record all your observations in the same window

Run your KYC and AML compliance programs based on your customers’ needs. Initiate each screening step on your terms using optional manual reviews

Set up a fully automated screening process to enhance your customers’ onboarding experience

Validate borrower’s
creditworthiness
through intelligent
underwriting

CredAcc’s digital lending platform gathers data from customer
applications and multiple external sources to provide accurate and
granular insights for underwriting.

Underwrite with speed and accuracy

Parse bank statements and fetch tax returns. Connect quickly with borrowers’ accounting software and credit bureaus with CredAcc’s digital data import capabilities

Set your rules for borrower eligibility, process large data sets in real-time, and automate pricing decisions

Build rules for financial statements

Design profit and loss statements, balance sheets, and cash flow formats with CredAcc’s intuitive financial statement builder

Create dynamic rules to define your financial parameters and manual data entry

Customize rules and financial models for different products

Manage different secured loan products

CredAcc’s security management feature covers a wide range of collaterals, including real estate, equipment, deposits, stocks, and receivables

Use CredAcc’s configurable Loan Value Ratio (LVR) to make accurate decisions

Help borrowers make better use of their assets with cross-collateralized loans

Start a wide range of pre-built asset categories with the flexibility to add custom asset classes

Manage multiple products.
Configure new products.
All on a single platform.

CredAcc’s loan management system runs and
manages multiple loan products and enables easy configuration
of new products on a single digital lending platform .

Get Pre-Built Configurations for These Lending Products

Term Loans
Credit Limits
Buy Now Pay Later
Supply chain financing
Equipment or Asset financing
Merchant Cash Advance (MCA)

Reduce Customer Queries

Pre-built accounting ledgers for finance teams
Easy-to-understand and data-rich account statements
Detailed automated interest calculations to remove borrowers' manual work
Flexible repayment options with configurations for moratorium periods and debt restructuring

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Automate originationprocesses with easyintegration

Identify and verifyfraud with fullyautomated screening